Multi-State Tax Estimator
Remote freelancers may owe taxes in multiple states. Enter your home state, total income, and up to 3 source states to see exactly what you owe each state, how credits reduce double taxation, and your true blended state tax rate.
Total multi-state tax bill
$2,580
2.6% blended state rate · $2,580 extra vs home-state-only
Your situation
Source States
States where your clients or work are locatedHome State Tax
$0
Texas · 0.0% rate
Source State Taxes
$2,580
across 1 taxing state(s)
Credit Applied
$0
reduces home state bill
Net Home State Tax
$0
after credits
Effective Blended Rate
2.6%
total state tax rate
Extra vs Single State
$2,580
multi-state premium
Important: NY & CA Aggressive Sourcing Rules
New York applies the "convenience of the employer" rule — if you work remotely for a NY-based employer or client for your own convenience (not because the employer required it), NY may claim tax on all your income, not just the NY-sourced portion. This estimate uses only your NY-sourced income; your actual NY liability could be higher.
State-by-state breakdown
| State | Income | Rate | Gross Tax | Credit | File? |
|---|---|---|---|---|---|
TXTexas(home) | $100,000 | 0% | — | — | No |
NYNew York | $40,000 | 6.5% | $2,580 | — | Yes |
| Total | $2,580 | −$0 | |||
| Net multi-state bill after credits | $2,580 | ||||
How multi-state taxation works
As a remote freelancer, your home state taxes your entire income. But if you earn income sourced to another state — by working for a client located there or physically performing work there — that state can also tax that portion of your income. To avoid fully double-taxing you, most states offer a credit for taxes paid to other states, which reduces (but may not eliminate) your home state bill.
Note: "Sourced income" rules vary. Some states use where the work is performed; others use where the client is located. This tool uses the income you assign to each state — consult a CPA for your actual nexus.
Estimates only — not tax advice. State sourcing rules are complex and vary by state. This tool uses flat effective rates and a simplified credit model. Consult a CPA or tax professional for your actual multi-state liability.
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