Runway · break-even · scenario analysis · danger zone · client-side

burn rate calculatorbusiness runway calculatorcash runway monthsbreak even revenuesmall business cash flowfreelance survival calculatorstartup runway

//// Business · Cash Flow

Business Burn Rate & Runway Calculator

How long can you survive on current cash? See your monthly burn rate, runway in months, break-even revenue, and what happens if revenue drops 25% or 50%.

Corp Tax Rate21%(federal flat rate)

SE Threshold$400(net earnings floor)

FICA Cap 2024$168,600(SS wage base)

STABLE — Monitor Your Pipeline

11 months runway

You have 11 months of runway. Stable, but work to close the revenue gap.

Cash depleted: March 2027

Your Business Financials

Current Cash BalanceTotal cash + savings available

Monthly RevenueAverage of last 3 months

Monthly Fixed ExpensesRent, subscriptions, insurance

Monthly Variable ExpensesMaterials, contractors, ads

Owner Draw / SalaryWhat you pay yourself

Monthly Burn Rate

$1,300

Burned per month

Cash Runway

11 mo

March 2027

Break-Even Revenue

$7,300

Needed per month

Revenue Gap

$1,300

To break-even

Monthly Cash Flow

Revenue+$6,000

Fixed expenses−$2,500

Variable expenses−$800

Owner draw−$4,000

Net monthly-$1,300

Scenario Analysis

Scenario	Revenue	Expenses	Net Burn	Runway
Current	$6,000	$7,300	−$1,300	11 mo
Revenue -25%	$4,500	$7,300	−$2,800	5 mo
Revenue -50%	$3,000	$7,300	−$4,300	3 mo
Cut Expenses 20%	$6,000	$5,840	+$160	Profitable

<3 mo critical 3-6 mo warning 6+ mo stable profitable

Recommendations

1.You have runway but are burning cash. Set a target to reach break-even within 90 days.
2.Track revenue weekly, not monthly. Slow periods are easier to course-correct early.

Total monthly expenses

fixedExpenses + variableExpenses + ownerDraw

$2,500 + $800 + $4,000

= $7,300

Net burn rate (positive = burning cash)

totalExpenses − monthlyRevenue

$7,300 − $6,000

= $1,300/month burned

Runway calculation

cashBalance ÷ netBurnRate

$15,000 ÷ $1,300/mo

= 11 months (until March 2027)

Break-even revenue needed

totalMonthlyExpenses

Fixed ($2,500) + Variable ($800) + Draw ($4,000)

= $7,300

Revenue gap to break-even

max(0, breakEvenRevenue − monthlyRevenue)

max(0, $7,300 − $6,000)

= $1,300

Scenario: Revenue -25%

cashBalance ÷ (expenses − revenue × 0.75)

$15,000 ÷ ($7,300 − $4,500)

= 5 months runway

Scenario: Cut expenses 20%

cashBalance ÷ (expenses × 0.8 − revenue)

$15,000 ÷ ($5,840 − $6,000)

= Profitable with 20% expense cut

Key insight

You are burning $1,300/month and have 11 months of runway (until March 2027). You need $1,300/month more revenue to reach break-even. Cutting expenses 20% extends runway to profitability months.

Use this result in →

Break-Even Calculator →Bad Client Cost Calculator →Business Entity Picker →

#ShowYourWork